Life Insurance
As your life changes, so can your life insurance needs. Its important to make sure you have enough life insure to take care of your loved ones.
This interactive Life Insurance Calculator helps you, the policyholder determine how much Life Insurance coverage you need.
Proceed through each tab of the life insurance calculator. If you need help with a field, click on the quesion mark next to it for more information.
Once you have completed the calculator, print the results and give us a call to discuss your Life Insurance needs.
Life Insurance and Retirement
Why us for life insurance? Here’s a quick glimpse:
- Choose from a variety of life insurance policies available to fit your personal needs
- Permanent (whole life) life insurance or universal life insurance provides coverage for your entire life and builds cash value. (It just keeps building, even when you are not looking.)
- Term insurance provides affordable coverage for a specific number of years
- Combine both term and permanent policies and you’ve got a customized protection package for your family
Why us for your retirement planning? Our business is also to help people save money for retirement. With so many different retirement savings plan options — 401(k), annuities, Traditional Individual Retirement Accounts (IRA’s) and Roth IRA’s — it can be a little overwhelming trying to decide which plan is right for you. No matter how far along you are in your financial planning, we can help. Some of the things we offer:
- Traditional and Roth IRAs with a variety of payout options
- Rollover or transfer options in case you want to move all or part of your retirement savings into an annuity
- CD-type of annuity with a guaranteed, tax-deferred interest rate for 3, 5 or 7 years, depending on the term you choose
An annuity is still the only financial instrument that allows you to set up a guaranteed income stream that you cannot outlive.
