About Our Agency

Lighthouse Insurance Services provides comprehensive insurance options.

We are your trusted independent insurance agency.

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For the past two decades, our reputation has been built on trust. Our clients rely on us to provide the right coverage, simplify the claims process, and above all, to be there for our clients when they need us most.

  It is our pleasure to serve others.

We take a personalized approach to service, working with you one-on-one to understand your situation, determine potential risk factors, and develop comprehensive coverage options that are unique to you. We take the time to get to know you because we want you to have the best coverage and because we truly care about helping you.

  Creating a positive insurance experience.

You can count on us to provide you with an insurance experience like no other. That means guidance and advice when you need it, as well as peace of mind knowing that what matters most is properly protected. Because our goal is to completely change the way you think about insurance, you’ll get nothing but the best service from our friendly, knowledgeable team, as well as an agency that puts your best interests first.

  Helping others is what we’re here for.

Insurance is an important investment for every family and business. In the end, it’s there to protect what matters most to you should the unexpected occur. With our prompt and professional service, we make the insurance process as simple as possible and are there for you every step of the way to help however we can.

  Insurance solutions with a local touch.

As a local independent insurance agency, we have access to unique coverage options that the big box insurance companies cannot match. Simply put, we take the time to get to know you so that we can develop personalized insurance solutions that actually fit your needs. We take pride in putting a focus on each and every client because we truly care and want to make your insurance experience easy, accessible, and positive.

Meet Mike Thomas

Agency Principal

  • Co-founded For the Kids, Inc. charity golf tournament in 2000.
  • Crofton Athletic Council coach for lacrosse, field hockey, and basketball since 2004.
  • Service Above Self Award for Devoted Support to Families of Children in Need, presented by the Rotary Club of Crofton, MD in 2016.
  • Awarded the US Small Business Administration Insurance Advocate of the Year in 2018.
Our Mission Statement

At Lighthouse Insurance Services, our mission is to help others in every way possible, while making the insurance experience easy, accessible, and positive.

Why Go Independent?Meet Our Team
About Our Agency - Thomas Point Lighthouse

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As an independent agency, we are here to help you find the right coverage.

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What Makes Us Different

20 Years in business
1,500+ satisfied clients
5 helpful team members

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • Personalized insurance solutions.
  • Friendly, knowledgeable service.
  • Building trusted relationships.
Find Out How

Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.


Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.


Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

Insurance Solutions We Specialize In

We specialize in a variety of coverage options to meet your unique insurance needs.

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As an independent agency, we are here to help you find the right coverage.

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It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!